Composite = Value 65×.35 + Stability 67×.25 + Liquidity 84×.20 + Consistency 47×.10 + Drag 5×.10 = 61.5.
Audit trail. Median computed from 46 priced corridors across 8 distinct chart cells (a chart cell = one points price × cabin). Pricing basis: verified. Value source: v5.3 route database — premium long-haul 7.0¢ on 38 routes (weight 70%) · everyday (economy + short-haul) 2.0¢ on 8 routes (weight 30%). Surcharge drag: 14.2%.
ANA First at 72.5K (West Coast) / 85K (Central & East) one-way is the highest-value single play in the index; ANA business at 52.5K / 60K is the workhorse. Delta One to Europe at 47.5K (East/Central) or 67.5K (West) frequently prices below SkyMiles itself.
5 of 6 bank currencies transfer in — Amex MR 1:1 · Chase UR 1:1 · Citi TY 1:1 · Bilt 1:1 · Wells Fargo 1:1
Amex 1:1 Chase 1:1 CapitalOne 1:1 Citi 1:1 Bilt 1:1 WellsFargo 1:1
ANA First/Business space appears ~330 days out and goes within hours; VS own metal is plentiful but surcharge-heavy
Own-metal surcharges of $500–900 after two fee hikes in under a year; ~$1,000 carrier surcharge on Delta One to non-UK Europe. Partner charts repriced October 2024; ANA chart May 2024.
Flying Club points per round trip to/from the UK, standard season. For one-way, halve the figures. Taxes, fees and carrier-imposed surcharges apply to all Reward Flights.
| Route (to/from UK) | Economy Classic | Premium | Upper Class |
|---|---|---|---|
| India | 20,000 | 35,000 | 75,000 |
| USA — Northeast (Boston, Newark, New York JFK, Washington DC) | 20,000 | 35,000 | 95,000 |
| Caribbean | 20,000 | 35,000 | 115,000 |
| USA — Midwest & South (Atlanta, Miami, Orlando) | 25,000 | 45,000 | 95,000 |
| Nigeria, China & Hong Kong | 25,000 | 45,000 | 115,000 |
| South Africa | 25,000 | 50,000 | 115,000 |
| USA — West (Las Vegas, Los Angeles, San Francisco, Seattle) | 30,000 | 55,000 | 135,000 |
| Israel | 18,000 | 32,000 | 56,000 |
Effective cost. Headline median 8.8¢. Funded on a typical 30% transfer bonus (4×/yr): 11.5¢. Frequently bonused — Amex and Chase both at 30% in July 2026. Historically to 40%.
| Index | Rating | Score | Median (net) |
|---|---|---|---|
| Master | A | 61.5 | 5.46¢ |
| Domestic USA | not researched | — | — |
| International | A | 61.5 | 5.46¢ |