Composite = Value 53×.35 + Stability 80×.25 + Liquidity 23×.20 + Consistency 52×.10 + Drag 60×.10 = 54.3.
Audit trail. Median computed from 15 priced corridors across 5 distinct chart cells (a chart cell = one points price × cabin). Pricing basis: chart. Value source: v5.3 route database — premium long-haul 5.5¢ on 8 routes (weight 70%) · everyday (economy + short-haul) 2.2¢ on 7 routes (weight 30%). Surcharge drag: 6.0%. Coverage is Thin — rating capped at AA and flagged Under Review: a median built on ≤2 chart cells is one observation, not a distribution.
75–80K business US–Taipei on one of the world's best products; premium economy is a sleeper at low rates
2 of 6 bank currencies transfer in — Capital One 4:3 · Citi TY 1:1
CapitalOne 4:3 Citi 1:1
Business to Taipei is steady from the West Coast
Thin funding paths; program IT is dated
Effective cost. Headline median 5.5¢. Funded on a typical 30% transfer bonus (1×/yr): 7.2¢. Capital One at 30% (July 2026).
| Index | Rating | Score | Median (net) |
|---|---|---|---|
| Master | BBB | 54.3 | 4.54¢ |
| Domestic USA | not researched | — | — |
| International | BBB | 54.3 | 4.54¢ |